McKinney is a fast-growing Collin County city in the DFW metroplex, fully deregulated and served by Oncor. Like Frisco and Plano, McKinney homes trend larger than the Texas average, which makes shopping providers especially worthwhile — annual savings of $300-500 from switching to the right plan are common for McKinney households.
Oncor delivers electricity throughout McKinney. Standard DFW TDU pricing applies: about 4.27¢/kWh plus around $5.25 monthly.
The actual electricity rate — the part you can control — is set by your Retail Electric Provider (REP). In McKinney, the most common providers are TXU Energy, Reliant, Direct Energy, Gexa, Champion Energy. Switching providers takes 1-2 billing cycles and doesn't interrupt service.
Whether you're in McKinney's historic downtown or one of the newer subdivisions to the west, your shopping options are identical. Don't assume your neighborhood limits your choices.
Some McKinney homebuilders steer new homeowners toward specific REPs at closing. These are rarely the cheapest plans. Always compare against the broader market before committing.
Texas wholesale prices have been trending up as demand outpaces supply growth. A 24-36 month fixed plan today is likely cheaper than the same plan in 2027.
The fastest way: use our plan comparison tool with your ZIP code. It pulls every available plan from the Compare Power database (the same data REPs publish to the Public Utility Commission of Texas) and ranks them by what you would actually pay at your usage level.
If you don't know your usage, run the bill calculator first to estimate it, or check your last bill for the "kWh used" number.
Can I switch electricity providers in McKinney? If you're in a deregulated part of McKinney, yes — most of McKinney can switch any time. There's no service interruption.
Does switching providers cost anything? No. Switching itself is free. If you're mid-contract on your current plan, you might owe an Early Termination Fee (typically $150-$295) to your current REP — check your contract.
How long does switching take? Usually 1-2 billing cycles (3-8 weeks). The same poles deliver your electricity throughout; only the billing entity changes.
Will my power get shut off if I switch? No. Switching is paperwork-only. Oncor Electric continues to deliver power without interruption.
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One quick conversation. We'll review what you're paying, find you a better rate, and handle the switch if it makes sense. No obligation, no pressure.